关键词： 普惠金融, 小额贷款公司, 监管

Abstract: Microfinance corporation,as a microfinance organization engaged in financial service,plays an important role in achieving the goal of inclusive finance.It is necessary to carry out effective government supervision.Currently,the supervising subject of microfinance corporation is not clear,and regulatory means are not perfect to affect the prospects of microfinance corporation’s development directly.There exist two modes of regulation-prudential supervision and non-prudential regulation internationally.Microfinance corporation is “credit-only” micro-financial organization which is more suitable for non-prudential regulatory approach.At the same time,the central and local hierarchical supervision system should be established,giving play to the role of industrial self-regulation.

Key words: inclusive finance, microfinance corporation, supervision