Abstract: Since the guarantee law of the People's Republic of China came into effect in 1995, Our country has begun to put into effect the regulations of the registration in mortgage. Although the regulations maintain social econormic order,ensure the safety of trade and raise the efficiency of the trade, it still has the imperfections. Starting from a case of non-registrated mortgage contract,combining with the international legislative rules on the registration in mortgage,the article tries to discuss the problem of registration in mortgage in China nowadays.With a view to helping improve the regulation, especially the perfection of the property law in China.

Key words: registration in mortage, the effect