Abstract: Clan pension,with its deep root,distinctive characteristics and cultural connotation,is a way of pension popular in China.And the clan culture,which shows respect to the old,provides spiritual guidance and foundation for the formation of clan pensions.From the aspect of "rite",the clan custom makes clear the norm requirement and responsibility of the clan pension.The way of life of clan members living together is helpful to mutual aid and realizes the connection of clan mutual aid for the aged.Diversified clan pension projects complement each other to ensure the basic life of the old people,promoting clan pension and giving it a strong cultural and national feature.

Key words: clan, pension, clan pension, embeddedness